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John Tamny and the Problem with Fractional Reserve Banking
John Tamny of Forbes is one of the more informed contributors in the increasingly dismal state of economic commentating. Tamny readily admits he is on the libertarian side of things and doesn’t […]
August 3, 2012
Fractional Reserves and Economic Instability
Fractional-reserve banking has historically been viewed by some economists and most monetary cranks as a panacea for the economy
July 12, 2012
Saving, Hoarding and Fractional Reserve Banking
Fractional reserves is an important component of financial stability. Most of the financial regulation is aimed to control this aspect of banking practice such that banks do not become insolvent […]
July 28, 2011
Setting Aside My (Fractional) Reservations
A decade ago, I was a fractional-reserve banking skeptic. Today, I’m all for it. Here’s why.
May 9, 2018
The Case For 100% Reserve Banking
by Devin Roundtree Even among the most vocal advocates of returning to a gold standard, a banking system that requires banks to reserve 100% of all deposits redeemable on demand […]
December 14, 2012
“The State and 100 Percent Reserve Banking” – Selgin
“Free bankers have been fighting a war on two fronts. On one they face champions of central banking and managed money. On the other they struggle against advocates of 100-percent […]
May 31, 2011
Politics, Not Markets, Makes Banking Unstable
“Banking reform should rank high on our list of policy priorities, but moving away from fractional reserves shouldn’t be a part of the conversation.” ~ Alexander William Salter
March 29, 2023
The Banking System and the Evolution of Money
“Many of the public policies that shackle the financial sector are designed to do so, because they help governments accomplish some other political objective. Engaging these political considerations, and how they impinge on banking and finance, is critical if we want to understand the history of monetary institutions, especially in the United States.” ~ Alexander W. Salter
February 18, 2021
Cryptocredit and Tradeable Cryptosecurities
The beauty of blockchain technology is that it makes old intermediaries unnecessary. Intermediation of cryptocurrency can be performed on the blockchain. It does not require a third party.
July 18, 2018
Base Money and the Birth and Use of Credit Money
The complexity of credit markets creates difficulty for teaching monetary theory purely through reference to observed data. An appropriate framing should follow the evolution of money and credit.
June 25, 2018
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