Luke F. Delorme

Luke F. Delorme is Director of Financial Planning for American Investment Services. Articles do not constitute personal investment advice. Please seek the advice of a professional before implementing any financial decision. Luke can be reached at [email protected].

How to Prepare Yourself Financially for Recession

Carrying an umbrella even when it doesn’t rain is a small price to pay.

How to Prepare Yourself Financially for Recession

Recession Doesn’t Equal Crisis

The specific conditions that predicated the 2008 financial crisis are not in place this time around.

Recession Doesn’t Equal Crisis

How To Decode Investment Advisor Speak

This is my short list of things I hear way too often in the investment industry, and my honest translation into English.

How To Decode Investment Advisor Speak

You Don’t Really Know When to Buy or Sell

Active managers may be good at finding buying opportunities, but they seem to lose their discipline when it comes to selling.

You Don’t Really Know When to Buy or Sell

Best of 2016: Eight Market Predictions

The narrative at the end of the year will look well-reasoned, but it won’t tell the whole story. Stick to your plan and ignore prognosticators and market fluctuations from week…

Best of 2016: Eight Market Predictions

Warren Buffett’s Portfolio is Irrelevant to Us

I was recently at a lecture about investing and the inevitable question was posed to the lecturer at the end of his presentation: “So, how are YOU invested?” The question…

Warren Buffett’s Portfolio is Irrelevant to Us

Is the Rydex S&P 500 Fund the Worst Mutual Fund in the World?

It is generally a reasonable approach to invest in passively managed index funds because research has shown that actively managed funds have not shown a consistent ability to beat their…

Is the Rydex S&P 500 Fund the Worst Mutual Fund in the World?

Brexit’s Stock Market Lesson

The unexpected vote by United Kingdom citizens to leave the European Union left forecasters scratching their heads and investors running for cover.

Brexit’s Stock Market Lesson

The Math That Hurts Active Investors

Investors have to choose between funds that are actively managed and those that are passively managed. Active management involves selecting individual stocks or timing the market just right, in an…

The Math That Hurts Active Investors

How I Learned to Stop Worrying and Love the Market

I’ve found that I started sleeping better at night once I stopped trying to beat the market. The reality is that “beating the market” might be impossible.

How I Learned to Stop Worrying and Love the Market