Buy Now, Pay Later Is Just Credit, Not a Crisis
In 2023, Americans used Buy Now, Pay Later (BNPL) services to finance over $100 billion in US retail transactions, up nearly fivefold since 2020. This surge has alarmed personal finance […]
Will the US Be a Safe Harbor for AI — or a Roadblock?
Senator Ted Cruz wants a federal moratorium on state-level AI regulation, centralizing authority in Washington. But if the federal government takes control, who controls the bureaucracy that will decide which […]
The Real Debt Threat: Government Spending, Not Tax Cuts
Larry Summers recently claimed on X that Republican tax policies — specifically the One Big Beautiful Bill (OBBB) pushed by Trump and congressional Republicans — are a major reason why […]
Inflated Worries: Don’t Sweat June’s Hot Prices
Inflation ticked up last month, the Bureau of Labor Statistics reported. The Consumer Price Index (CPI) rose 0.3 percent last month and 2.7 percent over the past year. Core inflation, […]